Condominium and Homeowners Association (HOA) Insurance

It takes a community to protect your property and association against risk, we can help.

Why you need Condominium and Homeowners Association Insurance

Whether you’re a member of a condominium (condo) association or homeowners association (HOA), 我们可以帮助覆盖你居住的社区.

State Farm®:
  • 〇共管公寓协会pp王者电子官网 Protects against damage to the condo building as well as common areas, 就像俱乐部一样, 池, 租赁办公室, 等.
  • 〇业主协会pp王者电子官网 Protects against damage to common areas, like fencing or the shared gym.
除了, we can protect against lawsuits related to ownership and management of your condo association and HOA property.

Condo和HOApp王者电子官网涵盖哪些内容

We’ll start 与 a package of coverages fit for most condo and homeowners associations. Then we’ll help you customize your policy to fit your unique needs.
  • 楼宇覆盖范围- 包括建筑物及其附属设施, 比如固定装置, flooring and cabinets as well as any common buildings, 比如俱乐部会所或车库.
  • 下水道和排水管的备用 Covers building and business personal property damaged as a result of back up of sewers or drains.
  • 〇员工不诚实 Provides coverage for certain losses caused by a dishonest employee.

If an association contracts someone to manage the property for them, i.e., a property management firm, the association should consider obtaining a 富达债券.

  • 〇通货膨胀pp王者电子官网 Automatically increases the amount of pp王者电子官网 on your buildings and association's personal property to help keep pace 与 inflation.
  • 重置成本索赔结算- Provides claim payments that are based on the cost of replacing your damaged property, 受保单条件或规定限制.
  • 条例及法例- Covers the increased cost to upgrade the building due to enforcement of municipal laws and ordinances.

考虑增加额外的pp王者电子官网

Some condominium and homeowners associations need additional coverages to deal 与 increased risk. Not a problem because your State Farm agent will work 与 you to understand and help meet your needs.

商业汽车

商业汽车 covers the cars, trucks, vans, and other vehicles used for business. If you have multiple vehicles, talk to a local agent about available options.

Condo and Homeowners Association Directors and Officers Liability 与 Employment Practices Liability Insurance (EPLI)

董事和高级管理人员责任pp王者电子官网 与 EPLI保护与以下事项有关的诉讼:

•  行为、错误或疏忽、错误陈述或误导
    statement, neglect or breach of duty by the organization or
    由个人投保

•  Discrimination against someone who is not an employee or
    就业申请人

•  Wrongful employment practices, including discrimination,
    骚扰、终止雇佣和报复

我们是来帮助你的小生意的

自1935年以来, State Farm has been helping small business owners manage risk, 为未来做计划，保护他们所建立的一切.
agent-know-how

代理技术

州立农场的代理人也是小企业主. They understand what it takes to run a business and are ready to help you set up for success.

customizable-pp王者电子官网

可定制的pp王者电子官网

State Farm offers a wide variety of coverage options that you can tailor to help fit your unique business needs. You can choose the right coverage at the right price for you.

优质服务

个性化服务

Your local State Farm agent is ready to help your business grow and thrive 与 good neighbor service you can count on no matter what.

跟当地州立农场的代理人谈谈

This is only a general description of coverages of the available types of business pp王者电子官网 and is not a statement of contract. 承保范围详情, 限制, or services may not be available for all business and vary in some states. 所有险别均以本合同条款为准, 规定, 除外责任, and conditions in the policy itself and in any endorsements. Contact a State Farm agent for more information and a customized quote.

State Farm (including 州立农场互助汽车pp王者电子官网公司 and its subsidiaries and affiliates) is not responsible for, 不赞同或赞同, 隐式或显式, the content of any 第三方网站s hyperlinked from this page. 州立农业pp王者电子官网公司无权改变, 更新, 或控制超链接上的内容, 第三方网站. Access to 第三方网站s is at the user's own risk, is being provided for informational purposes only and is not a solicitation to buy or sell any of the products which may be referenced on such 第三方网站s.

Life Insurance and annuities are issued by State Farm Life Insurance Company. (未在MA获得许可, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, 布卢明顿, 伊利诺斯州.

  • 州立农场互助汽车pp王者电子官网公司
  • 国家农场赔偿公司
  • 布卢明顿,
  • 德州州立农场县互助pp王者电子官网公司
  • 理查森,TX
  • 州立农场火灾事故公司
  • 州立农场pp王者电子官网公司
  • 布卢明顿,
  • 州立农场火灾事故公司
  • 塔拉哈西,佛罗里达州
  • 劳埃德州立农场
  • 理查森,TX
  • State Farm Life Insurance Company (Not licensed in MA, NY or WI)
  • State Farm Life and Accident Assurance Company (Licensed in NY and WI)
  • 布卢明顿,